Long Term Care Insurance is becoming increasingly expensive and harder to get. People are looking for more affordable ways to protect their money and assets if they ever need to be in an assisted living facility, skilled nursing, home healthcare, etc. As an alternative solution there are life insurance policies that come with "living benefit" rider endorsements to the policy to help satisfy this need. This is increasingly more affordable than long term care insurance.
Butch Zemar
Elite Benefits of America
www.EliteBenefits.net